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Author: ericalmquist

How to Buy a Home and Renovate It At the Same Time

Even after you find the one, your dream home, you may still find alterations that you’d like to make to truly make it your own, like: Remodeling the kitchen Redesigning your bathroom(s) Adding a deck or a porch Finishing your basement Fixing or replacing your windows and more! The HomeStyle Renovation Program is available to borrowers …

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The Solar Eclipse, Like Buying a Home, Once in a Lifetime Experience for Many

Many of us had the opportunity to experience the sight of the solar eclipse last week. This rare natural occurrence only happens at perfect moments (viewable in certain parts of the world) in time when various elements of the solar system line-up just right. We have no control over when it happens. Buying a home …

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What Credit Score Do You Need To Qualify For A Mortgage Loan?

The credit score you need to qualify for a mortgage loan will depend on the loan type and many other factors. Take a look at the following examples: VA Loan No minimum credit score requirement; instead VA requires a lender to review the entire loan profile to make a lending decision. (Source: benefits.va.gov) FHA Loan …

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Do You Know About Your VA Home Loan Benefits And How To Use Them?

One of the substantial benefits offered to active duty service members, veterans, national guard and reserve members is the VA Home Loan program. Many military service members don’t know about this benefit or need help with understanding how to access and use it. MarketWatch states that some industry insiders say too many veterans are steered away …

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The Largest Purchase Most Americans Will Ever Make Just Got Easier

If you’ve ever gone through the process of purchasing a home, refinancing a home, or watched from the sidelines as a friend went through the mortgage loan process, you know how much time and energy it can take to gather necessary documents from different sources (paystubs, proof of residence, identification, W2s, etc.). It can feel …

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How to Get Approved for a Mortgage Loan after Being Denied

Have you ever tried to get a mortgage loan only to get denied? Whether you were picking out your first home, your next dream home or trying to refinance an existing mortgage loan, being denied can really put a damper on things. Though a mortgage loan is one of the largest types of loans most …

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